Miércoles, 17 Febrero 2021 23:30

Item1Finanzas

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Las finanzas corresponden a un área de la economía que estudia la obtención y administración del dinero y el capital, es decir, los recursos financieros. Estudia tanto la obtención de esos recursos (financiación), así como la inversión y el ahorro de los mismos.

Las finanzas estudian cómo los agentes económicos (empresas, familias o Estado) deben tomar decisiones de inversión, ahorro y gasto en condiciones de incertidumbre. Al momento de elegir, los agentes pueden optar por diversos tipos de recursos financieros tales como: dinerobonosacciones o derivados, incluyendo la compra de bienes de capital como maquinarias, edificios y otras infraestructuras. Ver diferencia entre ahorro e inversión.

Los intermediarios financieros son los agentes dedicados a poner en contacto las dos partes de las finanzas, los ahorradores y los que necesitan financiación.

Las finanzas ayudan a controlar los ingresos y gastos, tanto al Gobierno, a las empresas, como a cada uno de nosotros. Tener un buen control de las finanzas nos permite gestionar mejor nuestros recursos, conociendo al detalle todos los ingresos y gastos, para tener un mayor control sobre ellos mismos.

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  • Comment Link SandraSok Martes, 23 Diciembre 2025 19:34 posted by SandraSok

    Las finanzas y la ética en la inversión. ¿Es moralmente aceptable que las decisiones financieras se basen únicamente en la maximización de ganancias, sin considerar el impacto social y ambiental? ¿Deberían las instituciones financieras priorizar inversiones que, aunque menos rentables, promuevan un desarrollo sostenible y responsable?

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  • Comment Link SandraSok Martes, 23 Diciembre 2025 18:56 posted by SandraSok

    ¿Deberían los inversores priorizar el rendimiento financiero sobre el impacto social y ambiental de sus inversiones? Considerando que muchos estudios sugieren que la inversión ética puede ser tan rentable como la convencional, ¿es posible que el futuro de las finanzas dependa de un cambio hacia una consideración más profunda de la ética en la toma de decisiones financieras?

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    Trump’s political allies tried to turn Indiana’s vote into a loyalty test, mobilizing supporters to pressure holdout Republicans. The Club for Growth and a new group led by a handful of Trump presidential campaign veterans aired ads threatening to oust incumbent senators who voted against redistricting. Turning Point USA, the group founded by Charlie Kirk, vowed to back those primary challenges and hosted a small rally at the Indiana Statehouse last week.

    Much of Trump’s ire was focused on Senate President Pro Tem Rodric Bray, the Martinsville Republican who had long insisted the Senate didn’t have enough votes to pass new maps. Bray announced after the vote failed that under Indiana Senate rules, the chamber can’t take up the maps again during its 2026 session.
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    Leising said she had voted for Trump three times. But she was unhappy with the president’s efforts to pressure Indiana into scrapping and replacing its congressional maps as part of a nationwide arms race ahead of next year’s midterm elections.

    “I wish that President Trump would change his tone. He needs to be more positive about what he needs to address for ’27 and ’28. Why does he need to have a Republican majority in ’27 and ’28? What is he going to do next?” Leising said.
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    She also said redistricting advocates’ efforts ultimately backfired, hardening opposition in the Senate.

    “You wouldn’t change minds by being mean. And the efforts were mean-spirited from the get-go,” she said. “If you were wanting to change votes, you would probably try to explain why we should be doing this, in a positive way. That never happened, so, you know, I think they get what they get.”
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    Jean Leising spoke at a breakfast this fall at her 8th grade grandson’s school. Hours later, when she was set to give him a ride home from basketball practice, he bashfully told her that his entire team had received text messages about her that day — “and they were all bad.”
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    Recounting the moment to CNN shortly after she joined 20 other Republican state senators in rejecting President Donald Trump’s redistricting push, Leising said she laughed the moment off with her grandson — but that it ultimately led to her opposing the president.

    “Boy, when I got home that night, that’s when I decided,” said Leising, a 76-year-old grandmother of eight, first elected to the Senate in 1988. “I was angry. So the next day, I said, ‘I’ve got to talk about this.’ Because this is over the top. This shouldn’t be the way it was.”
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    “But that was the beginning,” she added. “It only got worse from there.”

    It was clear on Thursday that a pressure campaign waged by the White House and its allies had backfired. A state that Trump won by nearly 20 points in 2024 gave him a massive political black eye, rejecting a push to create two more GOP-friendly US House seats that could have helped Republicans retain the House majority in next year’s midterms.

    Several Republican senators noted on Thursday that constituents opposed a mid-decade redrawing of US House maps and that they questioned the wisdom or the precedent of joining the national redistricting battle. But a number of Republicans, including people who voted for the president three elections in a row, also gave deeply personal reasons over the last several weeks.
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    Sen. Mike Bohacek has a daughter with Down syndrome. He was offended by Trump’s use of a slur for people with disabilities, in a Truth Social post deriding Minnesota Gov. Tim Walz, and said that Trump’s “choices of words have consequences.”


    Sen. Greg Walker, who represents former Vice President Mike Pence’s hometown of Columbus, said he was among the senators targeted by swatting attempts in the weeks leading up to Thursday’s vote. While law enforcement has not publicly linked the swatting or other threats to a political motive, Walker said he felt voting yes would reward wrongdoing and set a dangerous precedent.

    Sen. Greg Goode, whose town hall in Terre Haute this fall revealed massive public opposition to mid-decade redistricting, said the new maps would splinter communities with similar interests. He also criticized “over-the-top pressure from inside the Statehouse and outside,” as well as “threats of violence, acts of violence.”

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    Recounting the moment to CNN shortly after she joined 20 other Republican state senators in rejecting President Donald Trump’s redistricting push, Leising said she laughed the moment off with her grandson — but that it ultimately led to her opposing the president.

    “Boy, when I got home that night, that’s when I decided,” said Leising, a 76-year-old grandmother of eight, first elected to the Senate in 1988. “I was angry. So the next day, I said, ‘I’ve got to talk about this.’ Because this is over the top. This shouldn’t be the way it was.”
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    “But that was the beginning,” she added. “It only got worse from there.”

    It was clear on Thursday that a pressure campaign waged by the White House and its allies had backfired. A state that Trump won by nearly 20 points in 2024 gave him a massive political black eye, rejecting a push to create two more GOP-friendly US House seats that could have helped Republicans retain the House majority in next year’s midterms.

    Several Republican senators noted on Thursday that constituents opposed a mid-decade redrawing of US House maps and that they questioned the wisdom or the precedent of joining the national redistricting battle. But a number of Republicans, including people who voted for the president three elections in a row, also gave deeply personal reasons over the last several weeks.
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    Sen. Mike Bohacek has a daughter with Down syndrome. He was offended by Trump’s use of a slur for people with disabilities, in a Truth Social post deriding Minnesota Gov. Tim Walz, and said that Trump’s “choices of words have consequences.”


    Sen. Greg Walker, who represents former Vice President Mike Pence’s hometown of Columbus, said he was among the senators targeted by swatting attempts in the weeks leading up to Thursday’s vote. While law enforcement has not publicly linked the swatting or other threats to a political motive, Walker said he felt voting yes would reward wrongdoing and set a dangerous precedent.

    Sen. Greg Goode, whose town hall in Terre Haute this fall revealed massive public opposition to mid-decade redistricting, said the new maps would splinter communities with similar interests. He also criticized “over-the-top pressure from inside the Statehouse and outside,” as well as “threats of violence, acts of violence.”

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