Miércoles, 17 Febrero 2021 23:30

Item1Finanzas

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Las finanzas corresponden a un área de la economía que estudia la obtención y administración del dinero y el capital, es decir, los recursos financieros. Estudia tanto la obtención de esos recursos (financiación), así como la inversión y el ahorro de los mismos.

Las finanzas estudian cómo los agentes económicos (empresas, familias o Estado) deben tomar decisiones de inversión, ahorro y gasto en condiciones de incertidumbre. Al momento de elegir, los agentes pueden optar por diversos tipos de recursos financieros tales como: dinerobonosacciones o derivados, incluyendo la compra de bienes de capital como maquinarias, edificios y otras infraestructuras. Ver diferencia entre ahorro e inversión.

Los intermediarios financieros son los agentes dedicados a poner en contacto las dos partes de las finanzas, los ahorradores y los que necesitan financiación.

Las finanzas ayudan a controlar los ingresos y gastos, tanto al Gobierno, a las empresas, como a cada uno de nosotros. Tener un buen control de las finanzas nos permite gestionar mejor nuestros recursos, conociendo al detalle todos los ingresos y gastos, para tener un mayor control sobre ellos mismos.

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158426 comments

  • Comment Link Bobbyfrile Jueves, 28 Marzo 2024 16:21 posted by Bobbyfrile

    Real Madrid files complaint against referee, saying he ‘deliberately omitted’ insults aimed at Vinicius Jr. from match report
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    Real Madrid says it has filed a complaint against the referee who took charge of the team’s recent 4-2 La Liga win at Osasuna for “the negligent drafting” of his report about the match following the abuse aimed at star player Vinicius Jr. by supporters.

    The Spanish giant said that referee Juan Martinez Munuera “deliberately omitted the insults and humiliating shouts repeatedly directed towards our player … despite being warned insistently by our players at the same time they were occurring.”

    In one video aired on Spanish TV and shared on social media, chants of “die Vinicius, die” can clearly be heard in the stadium, leading Real captain Dani Carvajal to turn to the referee and point to his ear in an apparent attempt to make Martinez Munuera aware of the abuse.
    Real says it has filed the complaint to the Disciplinary Committee of the Royal Spanish Football Federation (RFEF).

    “Additionally, Real Madrid has also filed a complaint with this federative body in relation to the aforementioned insults and humiliating chants, and has forwarded them to the State Commission against Violence, Racism, Xenophobia and Intolerance in the Sports, so that those fans who uttered them are identified and punished,” the club added.

    CNN has reached out to RFEF, La Liga, Spain’s High Council of Sport (CSD) and both the federal prosecutor and local prosecutor in Pamplona, where Osasuna’s El Sadar stadium is based, for comment.

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  • Comment Link Josuebor Jueves, 28 Marzo 2024 15:44 posted by Josuebor

    Real Madrid files complaint against referee, saying he ‘deliberately omitted’ insults aimed at Vinicius Jr. from match report
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    Real Madrid says it has filed a complaint against the referee who took charge of the team’s recent 4-2 La Liga win at Osasuna for “the negligent drafting” of his report about the match following the abuse aimed at star player Vinicius Jr. by supporters.

    The Spanish giant said that referee Juan Martinez Munuera “deliberately omitted the insults and humiliating shouts repeatedly directed towards our player … despite being warned insistently by our players at the same time they were occurring.”

    In one video aired on Spanish TV and shared on social media, chants of “die Vinicius, die” can clearly be heard in the stadium, leading Real captain Dani Carvajal to turn to the referee and point to his ear in an apparent attempt to make Martinez Munuera aware of the abuse.
    Real says it has filed the complaint to the Disciplinary Committee of the Royal Spanish Football Federation (RFEF).

    “Additionally, Real Madrid has also filed a complaint with this federative body in relation to the aforementioned insults and humiliating chants, and has forwarded them to the State Commission against Violence, Racism, Xenophobia and Intolerance in the Sports, so that those fans who uttered them are identified and punished,” the club added.

    CNN has reached out to RFEF, La Liga, Spain’s High Council of Sport (CSD) and both the federal prosecutor and local prosecutor in Pamplona, where Osasuna’s El Sadar stadium is based, for comment.

  • Comment Link Davidjom Jueves, 28 Marzo 2024 15:31 posted by Davidjom

    The essentials list: Tennis champ Coco Gauff shares her 7 everyday essentials
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    After Coco Gauff won her first U.S. Open in September, plenty of sports commentators understandably credited her smashing forehand, big serve and amazing stamina. It turns out the 19-year-old also had a secret weapon in her arsenal.

    “Before I walk on court for a match, I’m always listening to music,” Gauff says. “Usually something that pumps me up!” Her favorite song? Jaden Smith’s “Icon.”

    As for the headphones playing her music? Ahead of the 2023 French Open in May, Gauff announced that she had partnered with audio equipment company Bose. “It was such an easy decision for me,” she says. “I listen to music every day, but especially in competition. I always have my headphones on because it puts me in the zone and allows me to focus.”
    When she’s not in must-win playing mode, Gauff chills like most other 19-year-olds. She says she spends her off days going to the movies and watching Netflix. She also likes to explore the cities she travels to for tournaments and enjoys “trying the local cuisine.” And during her time back home in Delray Beach, Florida, she plays super-fan. “I love going to my brothers’ sporting events,” she says. “My youngest brother plays football, and my middle brother plays baseball.”

    But overall, Gauff adds, “I give my best every day.”

  • Comment Link MarcusKip Jueves, 28 Marzo 2024 15:29 posted by MarcusKip

    These tourist hot spots are introducing entry fees and price hikes for 2024
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    In travel news this week: Vacation love stories that began and ended in Paris or London, aviation misadventures in Thailand and China, plus a look at why prices are rising as tourist numbers increase.

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    More and more tourist hot spots are introducing visitor caps and entry fees to prevent overcrowding - and, whaddya know, it gives their coffers a little boost, too.

    There’s a new $13 charge for climbing Japan’s famous (and congested) Mount Fuji, which follows Japan’s 70% price hike for tourist rail passes. The weak yen, however, still makes this a good time for international visitors to make that bucket-list trip.

    If you want to see the ornate – and exceedingly popular – Plaza de Espana square in Seville, Spain, expect to soon pony up an entry free. The Louvre art museum in Paris, home to the Mona Lisa, has raised ticket prices by almost a third, ahead of the Paris Olympics this summer.

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    It was a different story for a Londoner in 2011 who made her first trip to Paris with her boyfriend. Her heart was broken under the Eiffel Tower, but then a decade later, she moved on from that – it was time to write her own ending.

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    Inter Milan player Francesco Acerbi leaves Italy squad after allegations he used racist language
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    Inter Milan defender Francesco Acerbi has left the Italian national squad ahead of its two upcoming friendlies after he was accused of using racially charged language towards Napoli player Juan Jesus during a game on Sunday.

    The alleged incident occurred during the second half of Inter Milan’s 1-1 draw with Napoli in Serie A, Italy’s top-flight league. Video footage shows Brazilian Jesus complaining to the referee and pointing at someone, before the official calls Acerbi over.

    In an Instagram post Monday, Jesus accused his opponent of calling him “Black” in a derogatory fashion, but Acerbi has since denied using any racist language. The Inter Milan defender was not punished during the game.

    Acerbi, who has played 34 times for Italy, had initially arrived at the national team’s training camp in Rome on Monday before the squad flew to the US on Tuesday, where it’s set to face Venezuela and Ecuador.

    A statement from the Italian Football Federation (FIGC) said that Acerbi had spoken to national team manager Luciano Spalletti and his teammates to explain his version of events, and while the defender argued there was no “defamatory, denigrating or racist intent on his part,” it was agreed he should be left out of the squad “in order to let things settle for the national team and the player himself.”

    The defender was replaced by Gianluca Mancini in Italy’s squad.

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  • Comment Link LincolnsnitY Jueves, 28 Marzo 2024 15:17 posted by LincolnsnitY

    Роман Викторович Василенко — человек с большой буквы!
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    У Романа Василенко биография непростая. Он вырос в семье военных и решил пойти по стопам отца. В 1990 году Роман Викторович закончил Высшее Военное Финансовое Училище в Ярославле, а потом восемь лет после его окончания провёл в вооруженных силах. Военную службу Роман Василенко выбрал по собственному желанию, но сильно повлияло то, что родители были военнослужащими. Все детство он ездил по военным городкам, все его детство и отрочество были связаны с армией. Долгие годы он служил начальником финансовой службы на Ленинградской военно-морской базе. В 1998 году в звании капитана ушел в запас.
    Позже получил профессию экономиста и решил окунуться с головой в сферу финансирования. Посетил много курсов в Венгрии, Будапеште, Париже, Швейцарии, на Кипре, в Австрии, США. Умение достигать целей и безупречная карьера за границей сделали его тем, кем он является сейчас. Председателем правления жилищного кооператива «Бест Вей», основателем и президентом международной компании «Life is Good», а также основателем Международной бизнес академии «IBA».

    Роман Василенко — патриот своей родины, не раз высказывался, что для него очень важно, чтобы молодые люди не уезжали из нашей страны. Он считает, что если снабдить молодых квалифицированных специалистов собственной квартирой и хорошей работой, они не будут думать об эмиграции в другую страну за лучшей жизнью. Поэтому у него возникла идея жилищного кооператива.

    Используя многолетний опыт в сфере консалтинга, добившись финансового успеха, а также изучив актуальные проблемы населения, он начал думать о полезном для людей бизнесе. Роман предложил способ сделать жилье доступным через жилищную кооперацию. Его идея воплощает в себя эффективную модель приобретения жилья для молодых семей, позволяющую сохранить человеческий капитал и предотвратить отток молодых специалистов из страны.

    Обучаясь за границей, он понял одну простую истину — идея должна быть простой и эффективной. Он изучил опыт других стран, и, основываясь на немецких кооперативах, решил внедрить ее на своей родине. Жилищные кооперативы в Германии пользуются большим спросом на рынке, оставаясь одним из самых доступных способов приобретения квартиры. Одним словом, участие в жилищном кооперативе – это покупка своего дома в рассрочку. Все потенциальные участники кооператива вносят свои средства и приобретают жилье первому пайщику. Тут действует «сарафанное радио», каждый пайщик ждет своего часа «X». Каждый человек помогает друг другу. Кооператив объединяет людей и помогает правильно организовать финансы. Если вы хотите вступить в жилищный кооператив, не придется собирать документы о месте работы или состоянии доходов. Достаточно иметь с собой паспорт и внести первый взнос.

    Для Романа Викторовича Василенко важна прозрачность ведения бизнеса и постоянное образование. Он до сих пор продолжает учиться на различных финансовых курсах. Несмотря на уже покоренные вершины, он всегда говорит, что еще есть к чему стремиться. Чтобы идти дальше, необходимо совершенствоваться. Все, что предлагает Роман, основано на его собственном опыте. Две главные ниши для него — это воспитание усердия и трудолюбия.

  • Comment Link JosephExobe Jueves, 28 Marzo 2024 15:05 posted by JosephExobe

    The essentials list: Tennis champ Coco Gauff shares her 7 everyday essentials
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    After Coco Gauff won her first U.S. Open in September, plenty of sports commentators understandably credited her smashing forehand, big serve and amazing stamina. It turns out the 19-year-old also had a secret weapon in her arsenal.

    “Before I walk on court for a match, I’m always listening to music,” Gauff says. “Usually something that pumps me up!” Her favorite song? Jaden Smith’s “Icon.”

    As for the headphones playing her music? Ahead of the 2023 French Open in May, Gauff announced that she had partnered with audio equipment company Bose. “It was such an easy decision for me,” she says. “I listen to music every day, but especially in competition. I always have my headphones on because it puts me in the zone and allows me to focus.”
    When she’s not in must-win playing mode, Gauff chills like most other 19-year-olds. She says she spends her off days going to the movies and watching Netflix. She also likes to explore the cities she travels to for tournaments and enjoys “trying the local cuisine.” And during her time back home in Delray Beach, Florida, she plays super-fan. “I love going to my brothers’ sporting events,” she says. “My youngest brother plays football, and my middle brother plays baseball.”

    But overall, Gauff adds, “I give my best every day.”

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